Netspend is a prepaid debit card that can be used to make purchases, withdraw cash, and transfer money. It is a popular option for people who do not have a bank account or who want to avoid overdraft fees.
Netspend daily ATM withdrawal limit is $325 per withdrawal and $940 per day. There is also a limit of 6 ATM withdrawals per day. This limit applies to all Netspend cards, regardless of the card type or account level.
Here is a summary of Netspend ATM withdrawal limits:
- Daily ATM withdrawal limit: $940
- Single ATM withdrawal limit: $325
- Monthly ATM withdrawal limit: $3,760
If you need to withdraw more than $940 in cash per day, you can contact Netspend customer support to increase your withdrawal limit. However, Netspend may not approve your request, especially if you have a history of overdrafts or fraudulent activity.
Tips for increasing your Netspend ATM withdrawal limit
- Maintain a positive account balance.
- Make regular deposits into your Netspend account.
- Avoid overdrafts.
- Use your Netspend card for everyday purchases.
- Contact Netspend customer support to request an increase in your withdrawal limit.
Are there any fees for Netspend ATM withdrawals?
Yes, Netspend charges a fee for ATM withdrawals, regardless of the ATM network. The fee varies depending on the ATM network, but it is typically around $2.95.
Tips for avoiding Netspend ATM fees
- Use a Netspend ATM. Netspend does not charge ATM fees for withdrawals made at Netspend ATMs.
- Use a bank ATM that is part of the Allpoint network. Allpoint ATMs do not charge ATM fees for Netspend cardholders.
- Avoid using ATM machines that are not part of the Netspend or Allpoint networks. These ATMs may charge high ATM fees.
Why does Netspend have an ATM withdrawal limit?
Netspend has an ATM withdrawal limit to help protect your account from fraud. If someone were to steal your Netspend card and PIN, they would only be able to withdraw a limited amount of money before you could cancel your card.
How to check your Netspend ATM withdrawal limit
There are a few ways to check your Netspend ATM withdrawal limit:
- Log in to your Netspend Online Account Center. Once you’re logged in, you’ll be able to see your account balance, your deposits, and your transaction history. Your ATM withdrawal limit will be listed under the “Account Limits” section.
- Call Netspend customer support at 1-866-387-7363. A customer service representative will be able to tell you your ATM withdrawal limit.
- Visit a Netspend ATM. When you insert your Netspend card and enter your PIN, you’ll be able to see your ATM withdrawal limit on the ATM screen.
What are the alternatives to using an ATM?
If you need to access more cash than your Netspend ATM withdrawal limit allows, there are a few alternatives:
- You can use your Netspend card to make purchases in stores and online.
- You can write a check from your Netspend account.
- You can transfer money from your Netspend account to another bank account.
- You can cash a check at a participating check-cashing store.
How to withdraw money from Netspend
There are two main ways to withdraw money from Netspend:
- At an ATM: You can withdraw money from your Netspend card at any ATM that accepts Mastercard or Visa debit cards. However, Netspend charges a domestic ATM withdrawal fee of $2.95, plus any additional fees charged by the ATM owner. You can avoid ATM fees by withdrawing cash back when you make a purchase at a participating retailer.
- By check: You can also request a check for the full balance of your Netspend account. There is a $5.95 fee for this service. To request a check, call Netspend customer service at 1-866-387-7363 or log in to your Online Account Center.
To withdraw money from Netspend at an ATM:
- Insert your Netspend card into the ATM.
- Enter your PIN number.
- Select the “Withdraw Cash” option.
- Enter the amount of money you want to withdraw.
- Confirm the withdrawal.
- Take your cash and receipt.
To request a check from Netspend:
- Call Netspend customer service at 1-866-387-7363.
- Provide your Netspend account information.
- Request a check for the full balance of your account.
- Provide your shipping address.
- Pay the $5.95 check request fee.
Your check will be mailed to you within 3-4 weeks.
Conclusion
The Netspend daily ATM withdrawal limit is in place to help protect your account from fraud. If you need to increase your limit, you can contact Netspend customer service. There are also a few alternatives to using an ATM if you need to access more cash.
Frequently Asked Questions (FAQ)
Does Netspend have a daily withdrawal limit?
Yes, Netspend has a daily withdrawal limit of $940 per day. This limit applies to all Netspend cards, regardless of the card type or account level.
What is the Netspend all access daily limit?
Netspend All Access is a prepaid debit card that offers a higher daily withdrawal limit of $3,760. However, there is a monthly fee of $7.95 for this account.
What banks are associated with Netspend?
Netspend is a division of MetaBank, which is a member of the FDIC. This means that your funds on deposit with Netspend are FDIC insured up to $250,000.
Can I deposit money on my Netspend card at an ATM?
Yes, you can deposit money on your Netspend card at most ATMs. However, there may be a fee for ATM deposits.
Do ATMs have a daily withdrawal limit?
Yes, ATMs typically have a daily withdrawal limit. This limit varies depending on the ATM network and the bank that owns the ATM.
What is my daily withdrawal limit?
You can check your daily withdrawal limit by logging into your Netspend online account, calling Netspend customer support, or visiting a Netspend ATM.
What’s the daily limit on a debit card?
The daily limit on a debit card typically ranges from $300 to $1,000. However, some banks may allow you to request a higher withdrawal limit.
How much does it cost to withdraw money from Netspend?
Netspend charges a fee for ATM withdrawals $2.95 . The fee varies depending on the ATM network and the bank that owns the ATM. You can avoid ATM fees by using a Netspend ATM.
Can you transfer money from Netspend to a bank account?
Yes, you can transfer money from Netspend to a bank account. You can do this online, through the Netspend mobile app, or by calling Netspend customer support. There is a fee for money transfers.
How much will Netspend let you overdraft at an ATM?
Netspend does not allow overdrafts at ATMs. If you try to withdraw more money than you have in your account, the ATM will decline your transaction.
