Netspend is a reloadable prepaid debit card that allows users to make purchases online, in stores, and over the phone. Netspend cards can also be used to withdraw cash from ATMs.
How to Withdraw Money from Netspend
There are few main ways to withdraw money from Netspend:
1. At an ATM
To withdraw money from Netspend at an ATM, you will need your Netspend card and PIN. You can use any ATM that accepts Mastercard or Visa debit cards. However, Netspend charges a $2.95 fee for ATM withdrawals, plus any additional fees that the ATM operator may charge.
Netspend has a network of over 130,000 ATMs across the United States where you can withdraw money from your account. To find a Netspend ATM near you, you can use the Netspend ATM locator.
2. At a participating retailer
Netspend also allows users to withdraw cash at participating retailers. To do this, you will need to present your Netspend card and the cashier will give you cash back on your purchase. There is no fee for withdrawing cash back at a participating retailer, but there may be a limit on the amount of cash back that you can withdraw.
3. Get cash back at a merchant
Another way to withdraw money from your Netspend account is to get cash back at a merchant. Many merchants, such as grocery stores and convenience stores, offer cash back when you make a purchase with your debit card. There is no fee for getting cash back at a merchant, but you may be limited to the amount of cash back you can receive at a single time.
To get cash back at a merchant:
- Make a purchase with your Netspend card.
- When the cashier prompts you, select the “Yes” option for cash back.
- Enter the amount of cash back you want to receive.
- Confirm the cash back transaction.
- Take your cash and receipt.
4. Transfer money to a bank account
If you have a bank account, you can transfer money from your Netspend account to your bank account and then withdraw the cash from your bank account. There is a $2.50 fee for transferring money from your Netspend account to a bank account.
To transfer money from your Netspend account to a bank account:
- Log in to your Netspend online account.
- Click on the “Transfer Money” link.
- Enter the amount of money you want to transfer and your bank account information.
- Confirm the transfer transaction.
- The money will be transferred to your bank account within 1-3 business days.
5. Request a check by mail
If you do not have a bank account or do not want to transfer money to a bank account, you can request a check by mail from Netspend. There is a $5.95 fee for requesting a check by mail.
To request a check by mail:
- Log in to your Netspend online account.
- Click on the “Request a Check” link.
- Enter the amount of money you want to receive and your mailing address.
- Confirm the check request transaction.
- You will receive a check in the mail within 3-4 weeks.
Additional information about withdrawing money from Netspend
Here is some additional information about withdrawing money from Netspend that you may find helpful:
- Netspend has a daily withdrawal limit of $2,000.
- Netspend also has a monthly withdrawal limit of $5,000.
- If you need to withdraw more than $2,000 per day or $5,000 per month, you can contact Netspend customer service to request an increase to your limits.
- Netspend does not charge a fee for withdrawing money from a teller at a participating bank branch. However, the bank may charge a fee.
- You can also use your Netspend card to withdraw money from a MoneyGram location. There is a fee for using this service.
- If you are withdrawing money from your Netspend account outside of the United States, you will be charged a foreign transaction surcharge. The foreign transaction surcharge is 4.00% of the amount of the withdrawal.
Conclusion
There are a few different ways to withdraw money from your Netspend account. The best option for you will depend on your needs and preferences. Consider the fees associated with each option and the amount of money you need to withdraw when choosing the best option for you.
Frequently Asked Questions (FAQ)
How do I withdraw money from my Netspend card at an ATM?
To withdraw money from your Netspend card at an ATM, insert your card and enter your PIN. Then, select the “Withdraw” option and enter the amount of money you want to withdraw. You will be charged a $2.95 fee for ATM withdrawals, plus any additional fees that the ATM operator may charge.
Can i transfer money from Netspend to a bank account?
Yes, you can transfer money from Netspend to a bank account. There are a few different ways to do this: Online transfer, Direct deposit and Check.
How do I transfer money from netspend to PayPal?
To transfer money from Netspend to PayPal, you can use the Netspend Mobile App or the Netspend Online Account Center. There is a fee for transferring money to PayPal, which varies depending on the amount you are transferring.
Does netspend charge for ATM withdrawals?
Yes, Netspend charges a $2.95 fee for ATM withdrawals, plus any additional fees that the ATM operator may charge.
Can Netspend be used internationally?
Yes, Netspend can be used internationally. However, there are some restrictions that apply. For example, you cannot use Netspend to withdraw cash from ATMs in some countries. You should contact Netspend customer support before traveling internationally to learn more about the restrictions that apply.
Can i withdraw money from prepaid card from ATM?
Yes, you can withdraw money from an ATM using a prepaid card. However, there may be a fee for ATM withdrawals. You should check with the prepaid card issuer to learn more about their fees.
Can i withdraw money from an ATM with a prepaid card?
Yes, you can withdraw money from an ATM using a prepaid card. However, there may be a fee for ATM withdrawals. You should check with the prepaid card issuer to learn more about their fees.
Can I withdraw cash from a prepaid Visa card?
Yes, you can withdraw cash from an ATM using a prepaid Visa card. However, there may be a fee for ATM withdrawals. You should check with the prepaid card issuer to learn more about their fees.
Can you withdraw money from a prepaid card at a bank?
Yes, you can withdraw money from a prepaid card at a bank. However, there may be a fee for withdrawing cash. You should check with the prepaid card issuer and the bank to learn more about their fees.
