The 12 Best Travel Credit Card No Annual Fee in 2024

Are you looking for a travel credit card that can help you save money on your next trip without charging you an annual fee? There are many great options available, but it’s important to choose the right card for your needs.

List of the 12 best travel credit cards with no annual fee

How to choose the right travel credit card for you

When choosing a travel credit card, there are a few things to keep in mind:

What type of travel rewards do you want? Some cards offer rewards that can be redeemed for travel expenses such as flights, hotels, and rental cars. Others offer rewards that can be redeemed for cash back or merchandise.
What are your spending habits? Some cards offer bonus rewards on certain types of spending, such as gas, groceries, or dining out. If you tend to spend a lot of money in a particular category, choose a card that offers bonus rewards for that type of spending.
What are your travel goals? If you’re planning a specific trip, such as a beach vacation or a European getaway, choose a card that offers rewards that can be redeemed for the type of travel you’re doing.

Benefits of using a travel credit card with no annual fee

There are many benefits to using a travel credit card with no annual fee, including:

Save money on travel expenses: Travel credit cards can help you save money on your next trip by offering rewards that can be redeemed for flights, hotels, rental cars, and other travel expenses.
Earn rewards on everyday spending: Many travel credit cards also offer rewards on everyday spending, such as gas, groceries, and dining out. This means you can earn rewards even when you’re not traveling.
No annual fee: Travel credit cards with no annual fee can save you a significant amount of money over time, especially if you’re not a frequent traveler.

How to use a travel credit card responsibly

When using a travel credit card, it’s important to use it responsibly. Here are a few tips:

Pay your bill on time in full each month. This will help you avoid interest charges and maintain a good credit score.
Don’t overspend. It’s easy to max out your credit card when you’re traveling, but it’s important to stay within your budget.
Be aware of the fees. Some travel credit cards charge foreign transaction fees and other fees. Be sure to read the fine print before you use your card.

How to apply for a travel credit cards

To apply for a travel credit card, you will typically need to provide the following information:

Your name, address, and date of birth
Your Social Security number
Your employment information and income
Your credit history
You can apply for a travel credit card online, over the phone, or by mail.

If you are applying online, you will typically be able to get a decision within minutes. If you are applying over the phone or by mail, it may take a few days to receive a decision.

Once you have been approved for a travel credit card, you will receive your card in the mail within a few days.

Conclusion

Travel credit cards with no annual fee can be a great way to save money on your next trip. When choosing a card, be sure to consider your travel goals and spending habits. And, use your card responsibly to avoid overspending and interest charges.

Frequently Asked Questions (FAQ)

Do all travel credit cards have an annual fee?

No, not all travel credit cards have an annual fee. There are many travel credit cards with no annual fee available, so it’s important to shop around and compare different cards before you apply.

Which airline credit card does not have an annual fee?

Here are a few airline credit cards with no annual fee: Delta SkyMiles® Blue American Express Card and United Gateway℠ Card

Which credit card is best in Australia for international travel?

Here are a few of the best credit cards in Australia for international travel:

Bank of America® Travel Rewards credit card
Capital One Venture Rewards Credit Card
Citi® Double Cash Card
Chase Freedom Unlimited®
Chase Freedom Flex℠

Which credit card is free to use overseas?

There are a number of credit cards that do not charge foreign transaction fees. Here are a few examples:

Bank of America® Travel Rewards credit card
Capital One Venture Rewards Credit Card
Citi® Double Cash Card
Chase Freedom Unlimited®
Chase Freedom Flex℠

Which prepaid travel card has no foreign transaction fee?

Here are a few prepaid travel cards that do not charge foreign transaction fees: Wise, Revolut, TransferWise and N26.

Which credit card has the lowest international transaction fee?

The credit card with the lowest international transaction fee is the Capital One Venture Rewards Credit Card. This card does not charge any foreign transaction fees on purchases made outside of the United States.

Can you use Mastercard abroad for free?

Whether or not you can use Mastercard abroad for free depends on the specific Mastercard you have. Some Mastercard charge foreign transaction fees, while others do not. Be sure to check the terms and conditions of your Mastercard before you use it abroad.

Can I use my Australian Mastercard overseas?

Yes, you can use your Australian Mastercard overseas. However, some merchants may charge a foreign transaction fee for using a foreign-issued card. Be sure to check with the merchant before you make a purchase.

How do I avoid card charges abroad?

There are a few things you can do to avoid card charges abroad:

Use a credit card that does not charge foreign transaction fees.
Pay cash whenever possible.
Be aware of the exchange rate before you make a purchase.
Use a prepaid travel card.