{"id":2770,"date":"2021-09-20T22:50:10","date_gmt":"2021-09-20T16:50:10","guid":{"rendered":"https:\/\/afinancehub.com\/?p=2770"},"modified":"2023-10-04T15:25:11","modified_gmt":"2023-10-04T09:25:11","slug":"easiest-department-store-credit-card","status":"publish","type":"post","link":"https:\/\/afinancehub.com\/easiest-department-store-credit-card.html","title":{"rendered":"The 15 Best Easiest Department Store Credit Card"},"content":{"rendered":"\n

Department store credit cards can be a great way to save money on your purchases, both with special financing offers and rewards programs. However, not all department store credit cards are created equal. Some have high interest rates and annual fees, while others have limited rewards programs.<\/p>\n\n\n\n

List of the 15 Best Easiest Department Store Credit Cards<\/h2>\n\n\n\n
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  1. JCPenney Credit Card<\/a><\/li>\n\n\n\n
  2. Amazon Store Card<\/a><\/li>\n\n\n\n
  3. Target RedCard\u2122 Credit Card<\/a><\/li>\n\n\n\n
  4. Capital One\u00ae Walmart Rewards\u00ae Card<\/a><\/li>\n\n\n\n
  5. Kohl’s Card<\/a><\/li>\n\n\n\n
  6. Macy’s Credit Card<\/a><\/li>\n\n\n\n
  7. Nordstrom Credit Card<\/a><\/li>\n\n\n\n
  8. My Best Buy\u00ae Visa\u00ae Card<\/a><\/li>\n\n\n\n
  9. Bloomingdale’s American Express\u00ae Card<\/a><\/li>\n\n\n\n
  10. Lowe’s\u00ae Advantage Card<\/a><\/li>\n\n\n\n
  11. TJX Rewards\u00ae credit card<\/a><\/li>\n\n\n\n
  12. BJ’s One+\u2122 Mastercard\u00ae<\/a><\/li>\n\n\n\n
  13. REI Co-op\u00ae Mastercard\u00ae<\/a><\/li>\n\n\n\n
  14. Key Rewards Visa<\/a><\/li>\n\n\n\n
  15. Fingerhut Credit Account<\/li>\n<\/ol>\n\n\n\n

    How to apply for a department store credit cards<\/h2>\n\n\n\n

    There are two ways to apply for a department store credit card: online or in-store.<\/p>\n\n\n\n

    To apply online<\/h3>\n\n\n\n
      \n
    1. Go to the department store’s website and click on the “Credit Card” link.<\/li>\n\n\n\n
    2. Fill out the application form, which will typically ask for your name, address, Social Security number, and income information.<\/li>\n\n\n\n
    3. Review the terms and conditions of the card and submit your application.<\/li>\n<\/ol>\n\n\n\n

      To apply in-store<\/h3>\n\n\n\n
        \n
      1. Go to the customer service desk and ask for a credit card application.<\/li>\n\n\n\n
      2. Fill out the application form and submit it to the customer service representative.<\/li>\n\n\n\n
      3. The customer service representative will review your application and let you know if you have been approved.<\/li>\n<\/ol>\n\n\n\n

        Most department store credit cards offer instant approval, so you will typically find out if you have been approved within minutes of applying. If you are approved, you may be able to use your new credit card immediately to make a purchase.<\/p>\n\n\n\n

        How to choose the best department store credit card for you<\/h2>\n\n\n\n

        When choosing a department store credit card, it’s important to consider the following factors:<\/p>\n\n\n\n