{"id":5157,"date":"2022-12-24T18:02:34","date_gmt":"2022-12-24T12:02:34","guid":{"rendered":"https:\/\/afinancehub.com\/?page_id=5157"},"modified":"2023-02-25T17:40:50","modified_gmt":"2023-02-25T11:40:50","slug":"life-insurance-calculator","status":"publish","type":"page","link":"https:\/\/afinancehub.com\/life-insurance-calculator","title":{"rendered":"Life Insurance Calculator"},"content":{"rendered":"\n<h1 class=\"has-text-align-center has-white-color has-text-color has-background wp-block-heading\" id=\"h-life-insurance-calculator\" style=\"background-color:#065f26;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">Life Insurance Calculator<\/h1>\n\n\n\n<p>The Life Insurance calculator tool is a DIY life insurance calculator that lets you calculate the cost of term life insurance based on your gender, your age, and how much coverage you want. We offer several types of calculators to help you quickly find the best rates and coverage for you.<\/p>\n\n\n<div class=\"frm_forms  with_frm_style frm_style_formidable-style\" id=\"frm_form_3_container\" data-token=\"ffd3c2383f69d78f3d0f1c927260d7ba\">\n<form enctype=\"multipart\/form-data\" method=\"post\" class=\"frm-show-form \" id=\"form_life-insurance-calculator\"  data-token=\"ffd3c2383f69d78f3d0f1c927260d7ba\">\n<div class=\"frm_form_fields \">\n<fieldset>\n<legend class=\"frm_screen_reader\">Life Insurance Calculator<\/legend>\r\n<h3 class=\"frm_form_title\">Life Insurance Calculator<\/h3>\r\n\r\n<!-- Style to remove bootstrap prepend border for total fields -->\r\n<style type=\"text\/css\">\r\n.frm_total span.input-group-addon {\r\n    border: 0;\r\n}\r\n<\/style><div class=\"frm_fields_container\">\n<input type=\"hidden\" name=\"frm_action\" value=\"create\" \/>\n<input type=\"hidden\" name=\"form_id\" value=\"3\" \/>\n<input type=\"hidden\" name=\"frm_hide_fields_3\" id=\"frm_hide_fields_3\" value=\"\" \/>\n<input type=\"hidden\" name=\"form_key\" value=\"life-insurance-calculator\" \/>\n<input type=\"hidden\" name=\"item_meta[0]\" value=\"\" \/>\n<input type=\"hidden\" id=\"frm_submit_entry_3\" name=\"frm_submit_entry_3\" value=\"3e29e99641\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/wp-json\/wp\/v2\/pages\/5157\" \/><div id=\"frm_field_25_container\" class=\"frm_form_field form-field  frm_top_container frm_half frm_first\">\r\n    <label for=\"field_wejts\" id=\"field_wejts_label\" class=\"frm_primary_label\">Annual income needed\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_wejts\" name=\"item_meta[25]\" value=\"\"  placeholder=\"50000\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"99999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_26_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_qxxc3\" id=\"field_qxxc3_label\" class=\"frm_primary_label\">How many years of income are required?\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_qxxc3\" name=\"item_meta[26]\" value=\"\"  placeholder=\"25\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_27_container\" class=\"frm_form_field form-field  frm_top_container frm_half frm_first\">\r\n    <label for=\"field_v18i3\" id=\"field_v18i3_label\" class=\"frm_primary_label\">Total in savings and investment accounts\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_v18i3\" name=\"item_meta[27]\" value=\"\"  placeholder=\"30000\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"99999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_28_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_ykkh7\" id=\"field_ykkh7_label\" class=\"frm_primary_label\">Funeral expenses\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_ykkh7\" name=\"item_meta[28]\" value=\"\"  placeholder=\"10000\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_29_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_94jv6\" id=\"field_94jv6_label\" class=\"frm_primary_label\">Inflation rate\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"text\" id=\"field_94jv6\" name=\"item_meta[29]\" value=\"2.5\"  data-frmval=\"2.5\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"  \/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_30_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_u5wij\" id=\"field_u5wij_label\" class=\"frm_primary_label\">Estimated after tax investment yield\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"text\" id=\"field_u5wij\" name=\"item_meta[30]\" value=\"4\"  data-frmval=\"4\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"  \/>\r\n    \r\n    \r\n<\/div>\n<input type=\"hidden\" id=\"field_w223a\" name=\"item_meta[31]\" value=\"\"  data-invmsg=\"interest for inflation rate (hidden) is invalid\"  \/><input type=\"hidden\" id=\"field_e4iju\" name=\"item_meta[32]\" value=\"\"  data-invmsg=\"interest for investment (hidden) is invalid\"  \/><input type=\"hidden\" id=\"field_fuja0\" name=\"item_meta[33]\" value=\"\"  data-invmsg=\"Interest\/inflation offset (hidden) is invalid\"  \/><div id=\"frm_field_34_container\" class=\"frm_form_field form-field  frm_top_container frm_third frm_first\">\r\n    <label for=\"field_24e4e\" id=\"field_24e4e_label\" class=\"frm_primary_label\">Will your spouse be working?\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"text\" id=\"field_24e4e\" name=\"item_meta[34]\" value=\"\"  data-invmsg=\"Will your spouse be working? is invalid\" aria-invalid=\"false\"  \/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_35_container\" class=\"frm_form_field frm_section_heading form-field frm_none_container frm_two_thirds\">\r\n<h3 class=\"frm_pos_ frm_primary_label[collapse_class]\">Spouse work<\/h3>\r\n\r\n\r\n<\/div>\n<div id=\"frm_field_36_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_3r7t9\" id=\"field_3r7t9_label\" class=\"frm_primary_label\">Annual net income\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_3r7t9\" name=\"item_meta[36]\" value=\"\"  data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_37_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_fp7ud\" id=\"field_fp7ud_label\" class=\"frm_primary_label\">Expected number of years to work\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_fp7ud\" name=\"item_meta[37]\" value=\"\"  data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_38_container\" class=\"frm_form_field form-field  frm_top_container\">\n    <label for=\"field_t8txt\" id=\"field_t8txt_label\" class=\"frm_primary_label\">Section Buttons\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\n    <\/label>\n    <input type=\"text\" id=\"field_t8txt\" name=\"item_meta[38]\" value=\"\"  data-invmsg=\"Section Buttons is invalid\" aria-invalid=\"false\"  \/>\n    \n    \n<\/div>\n<div id=\"frm_field_39_container\" class=\"frm_form_field form-field  frm_top_container frm_third frm_first\">\r\n    <label for=\"field_chol0\" id=\"field_chol0_label\" class=\"frm_primary_label\">Do you need college (or other) funding for children?\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"text\" id=\"field_chol0\" name=\"item_meta[39]\" value=\"\"  data-invmsg=\"Do you need college (or other) funding for children? is invalid\" aria-invalid=\"false\"  \/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_40_container\" class=\"frm_form_field frm_section_heading form-field frm_none_container frm_two_thirds\">\r\n<h3 class=\"frm_pos_ frm_primary_label[collapse_class]\">Children funding<\/h3>\r\n\r\n\r\n<\/div>\n<div id=\"frm_field_41_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_zfw0a\" id=\"field_zfw0a_label\" class=\"frm_primary_label\">Amount needed per child\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_zfw0a\" name=\"item_meta[41]\" value=\"100000\"  data-frmval=\"100000\" data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"99999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_42_container\" class=\"frm_form_field form-field  frm_top_container frm_half\">\r\n    <label for=\"field_hlzbm\" id=\"field_hlzbm_label\" class=\"frm_primary_label\">Number of children\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_hlzbm\" name=\"item_meta[42]\" value=\"\"  data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"100\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n<div id=\"frm_field_43_container\" class=\"frm_form_field form-field  frm_top_container\">\n    <label for=\"field_mlwyb\" id=\"field_mlwyb_label\" class=\"frm_primary_label\">Section Buttons\n        <span class=\"frm_required\" aria-hidden=\"true\"><\/span>\n    <\/label>\n    <input type=\"text\" id=\"field_mlwyb\" name=\"item_meta[43]\" value=\"\"  data-invmsg=\"Section Buttons is invalid\" aria-invalid=\"false\"  \/>\n    \n    \n<\/div>\n<div id=\"frm_field_44_container\" class=\"frm_form_field form-field  frm_top_container frm_total frm_total_big\">\r\n    <label for=\"field_rkqu7\" id=\"field_rkqu7_label\" class=\"frm_primary_label\">Estimated life insurance needed\r\n        <span class=\"frm_required\"><\/span>\r\n    <\/label>\r\n    <input type=\"number\" id=\"field_rkqu7\" name=\"item_meta[44]\" value=\"\"  data-invmsg=\"Number is invalid\" aria-invalid=\"false\"   min=\"0\" max=\"9999999999\" step=\"any\"\/>\r\n    \r\n    \r\n<\/div>\n\t<input type=\"hidden\" name=\"item_key\" value=\"\" \/>\n\t\t\t\t<div class=\"frm__653d238a2f703\">\n\t\t\t\t<label for=\"frm_email_3\" >\n\t\t\t\t\tIf you are human, leave this field blank.\t\t\t\t<\/label>\n\t\t\t\t<input  id=\"frm_email_3\" type=\"text\" class=\"frm_verify\" name=\"frm__653d238a2f703\" value=\"\" autocomplete=\"false\"  \/>\n\t\t\t<\/div>\n\t\t<div class=\"frm_submit\">\r\n\r\n<button class=\"frm_button_submit\" type=\"submit\"  >Submit<\/button>\r\n\r\n<\/div><\/div>\n<\/fieldset>\n<\/div>\n<\/form>\n<\/div>\n\n\n\n<div class=\"wp-block-uagb-tabs uagb-block-801fca89 uagb-tabs__wrap uagb-tabs__hstyle3-desktop uagb-tabs__vstyle6-tablet uagb-tabs__stack1-mobile\" data-tab-active=\"0\"><ul class=\"uagb-tabs__panel uagb-tabs__align-left\" role=\"tablist\"><li class=\"uagb-tab uagb-tabs__active\" role=\"none\"><a href=\"#uagb-tabs__tab0\" class=\"uagb-tabs-list uagb-tabs__icon-position-left\" data-tab=\"0\" role=\"tab\"><strong>Related Calculator<\/strong><\/a><\/li><\/ul><div class=\"uagb-tabs__body-wrap\">\n<div class=\"wp-block-uagb-tabs-child uagb-tabs__body-container uagb-inner-tab-0\" aria-labelledby=\"uagb-tabs__tab0\">\n<div class=\"wp-block-uagb-buttons uagb-buttons__outer-wrap uagb-btn__default-btn uagb-btn-tablet__default-btn uagb-btn-mobile__default-btn uagb-block-ac6b3dae\"><div class=\"uagb-buttons__wrap uagb-buttons-layout-wrap\">\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-4ae0b03a wp-block-button is-style-outline\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link\" href=\"https:\/\/afinancehub.com\/amortization-calculator\" onclick=\"return true;\" rel=\"follow noopener\" target=\"_self\"><div class=\"uagb-button__link\">Amortization Calculator<\/div><\/a><\/div><\/div>\n\n\n\n<div class=\"wp-block-uagb-buttons-child uagb-buttons__outer-wrap uagb-block-706572c3 wp-block-button is-style-outline\"><div class=\"uagb-button__wrapper\"><a class=\"uagb-buttons-repeater wp-block-button__link has-text-color\" href=\"https:\/\/afinancehub.com\/mortgage-calculator\" onclick=\"return true;\" rel=\"follow noopener\" target=\"_self\"><div class=\"uagb-button__link\">Mortgage Calculator<\/div><\/a><\/div><\/div>\n<\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">How To Use Life Insurance Calculator<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1: Calculate your gender &amp; age<\/h3>\n\n\n\n<p>The age calculator will help you calculate your life expectancy. Since different types of insurance are offered to different age groups, it is important to know how much you will pay for the right policy. Remember to input your gender since premiums are calculated in a different way for women.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 2: Calculate your coverage<\/h3>\n\n\n\n<p>The coverages calculator will help you decide whether term life insurance is right for you by calculating your expenses and savings. Use the coverages calculator to see how different types of life insurance work in the real world. If a policy doesn&#8217;t offer the right types of coverage, use it to help narrow down which type of insurance is best for you by visiting our term insurance comparison tool.<\/p>\n\n\n\n<p>The costs &amp; benefits calculator will help you make decisions about your life insurance needs. Use the calculator to see what you will be able to replace if you die, and take a look at the potential savings. You may also want to speak with a life insurance agent who can help you compare multiple quotes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 3: Find your coverage &amp; premiums cost<\/h3>\n\n\n\n<p>Compare term life insurance quotes and find the right policy that fits your needs. Enter your information into any of our calculators, then visit a life insurance agent to view quotes from multiple companies. Your information will remain private, and you don&#8217;t need to provide your Social Security number to receive an insurance quote or compare policies.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 4: Decide on your coverage<\/h3>\n\n\n\n<p>Select the best insurance policy for your needs and you can apply online immediately.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Much Life Insurance do I Need<\/h2>\n\n\n\n<p>The amount of coverage you need depends on your individual needs and circumstances. If you have dependents that rely on your income, or if you have debts to paid upon your death, you may need a larger policy. You can get an inexpensive term policy issued quickly online, and it will only take an hour to apply. Speak with a life insurance agent who can help you learn more about the process and find the right coverage for your needs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Benefits of Using a Life Insurance Calculator<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. Saves time and money<\/h3>\n\n\n\n<p>You can use this calculator to get comparable quotes quickly. This time allows you to contact agents and compare policies instead of combing through different sites to find the information you need.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Enables you to compare coverages easily<\/h3>\n\n\n\n<p>Use it to learn about your policy, see what kinds of coverage you need, and decide whether a particular policy will provide the coverage you want. You can even get an insurance quote from a variety of carriers at once using our quote comparison tool.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Gives you peace of mind<\/h3>\n\n\n\n<p>This insurance calculator helps you make decisions about your life insurance needs and how much coverage you should have. Knowing that your loved ones will taken care of after your death is the best way to prepare for the future.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Get Term Life Insurance<\/h2>\n\n\n\n<p>You can get a term life insurance policy easily online. Start by using our calculator tool. You can also contact an insurance agent who will help you apply and compare policies. Remember that your information will remain private when you use this site to find the right coverage, and you don&#8217;t need to provide your Social Security number to receive a quote or view quotes from multiple companies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Usage Notes<\/h2>\n\n\n\n<ol>\n<li>Please use the correct gender (male or female).<\/li>\n\n\n\n<li>In the area of &#8220;Age&#8221; please input your age as of today&#8217;s date.<\/li>\n\n\n\n<li>The policy term is usually 2, 3, 5, 7, or 10 years and can extended at the end of each period up to 30 years in total.<\/li>\n\n\n\n<li>The insurance cover is always paid in the case of the death of the insured person and can command greater protection than any other type of insurance.<\/li>\n\n\n\n<li>To be sure that you have understood this easy-to-use tool, please read the instructions carefully first.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>A life insurance calculator is a tool design to give you quotes in the shortest possible time. It is easy to use and does not require any kind of personal information. You can find the right insurance for your needs, and compare multiple companies at once.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Frequently Asked Questions (FAQ)<\/h2>\n\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-5ff4a613 uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height\" data-faqtoggle=\"true\" role=\"tablist\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"@id\":\"https:\/\/afinancehub.com\/life-insurance-calculator\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is life insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Life insurance is a financial product designed to replace a policyholder's income if they die during the policy term.\"}},{\"@type\":\"Question\",\"name\":\"What are the types of life insurance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Term Life Insurance: This is low-cost coverage for a specified period, usually 10 to 30 years. Term life insurance policies usually have more affordable rates than other types of policies because they are not meant to last forever.&lt;br>Whole life insurance: This policy lasts your entire life, and it typically allows you to build up a cash reserve that earns interest. When the policy expires, the insurer pays out a lump sum, or beneficiaries receive a payment over some time.\"}},{\"@type\":\"Question\",\"name\":\"How much is my life insurance worth?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Your life insurance will replace your income if you die before your regular retirement age. For example, if you have a life insurance policy with a $5,000 benefit, your survivors would receive $5,000 each year until they reach retirement age.\"}}]}<\/script>\n<div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-6783f6f4\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-icon uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg><\/span><span class=\"uagb-icon-active uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg><\/span><h3 class=\"uagb-question\">What is life insurance?<\/h3><\/div><p class=\"uagb-faq-content\">Life insurance is a financial product designed to replace a policyholder&#8217;s income if they die during the policy term.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-9936ee1c\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-icon uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg><\/span><span class=\"uagb-icon-active uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg><\/span><h3 class=\"uagb-question\">What are the types of life insurance?<\/h3><\/div><p class=\"uagb-faq-content\">Term Life Insurance: This is low-cost coverage for a specified period, usually 10 to 30 years. Term life insurance policies usually have more affordable rates than other types of policies because they are not meant to last forever.<br>Whole life insurance: This policy lasts your entire life, and it typically allows you to build up a cash reserve that earns interest. When the policy expires, the insurer pays out a lump sum, or beneficiaries receive a payment over some time.<\/p><\/div>\n\n\n\n<div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-77f9f5a5\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\"><span class=\"uagb-icon uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg><\/span><span class=\"uagb-icon-active uagb-faq-icon-wrap\"><svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg><\/span><h3 class=\"uagb-question\">How much is my life insurance worth?<\/h3><\/div><p class=\"uagb-faq-content\">Your life insurance will replace your income if you die before your regular retirement age. For example, if you have a life insurance policy with a $5,000 benefit, your survivors would receive $5,000 each year until they reach retirement age.<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Life Insurance Calculator The Life Insurance calculator tool is a DIY life insurance calculator that lets you calculate the cost of term life insurance based [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"disabled","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Life Insurance Calculator - AFinanceHub<\/title>\n<meta name=\"description\" content=\"A life insurance calculator can help you assess how much life insurance coverage you may need to adequately protect your family. Learn more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/afinancehub.com\/life-insurance-calculator\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Life Insurance Calculator - AFinanceHub\" \/>\n<meta property=\"og:description\" content=\"A life insurance calculator can help you assess how much life insurance coverage you may need to adequately protect your family. Learn more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/afinancehub.com\/life-insurance-calculator\" \/>\n<meta property=\"og:site_name\" content=\"AFinanceHub\" \/>\n<meta property=\"article:modified_time\" content=\"2023-02-25T11:40:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/afinancehub.com\/wp-content\/uploads\/2022\/12\/AfinanceHub-Cover.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1200\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/afinancehub.com\/life-insurance-calculator\",\"url\":\"https:\/\/afinancehub.com\/life-insurance-calculator\",\"name\":\"Life Insurance Calculator - AFinanceHub\",\"isPartOf\":{\"@id\":\"https:\/\/afinancehub.com\/#website\"},\"datePublished\":\"2022-12-24T12:02:34+00:00\",\"dateModified\":\"2023-02-25T11:40:50+00:00\",\"description\":\"A life insurance calculator can help you assess how much life insurance coverage you may need to adequately protect your family. Learn more.\",\"breadcrumb\":{\"@id\":\"https:\/\/afinancehub.com\/life-insurance-calculator#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/afinancehub.com\/life-insurance-calculator\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/afinancehub.com\/life-insurance-calculator#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/afinancehub.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Life Insurance Calculator\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/afinancehub.com\/#website\",\"url\":\"https:\/\/afinancehub.com\/\",\"name\":\"AFinanceHub\",\"description\":\"Get The Best Suggestion\",\"publisher\":{\"@id\":\"https:\/\/afinancehub.com\/#organization\"},\"alternateName\":\"AFinanceHub\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/afinancehub.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/afinancehub.com\/#organization\",\"name\":\"AFinanceHub\",\"alternateName\":\"AFinanceHub\",\"url\":\"https:\/\/afinancehub.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/afinancehub.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/afinancehub.com\/wp-content\/uploads\/2022\/12\/AfinanceHub-Cover.jpg\",\"contentUrl\":\"https:\/\/afinancehub.com\/wp-content\/uploads\/2022\/12\/AfinanceHub-Cover.jpg\",\"width\":1920,\"height\":1200,\"caption\":\"AFinanceHub\"},\"image\":{\"@id\":\"https:\/\/afinancehub.com\/#\/schema\/logo\/image\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Life Insurance Calculator - AFinanceHub","description":"A life insurance calculator can help you assess how much life insurance coverage you may need to adequately protect your family. Learn more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/afinancehub.com\/life-insurance-calculator","og_locale":"en_US","og_type":"article","og_title":"Life Insurance Calculator - AFinanceHub","og_description":"A life insurance calculator can help you assess how much life insurance coverage you may need to adequately protect your family. Learn more.","og_url":"https:\/\/afinancehub.com\/life-insurance-calculator","og_site_name":"AFinanceHub","article_modified_time":"2023-02-25T11:40:50+00:00","og_image":[{"width":1920,"height":1200,"url":"https:\/\/afinancehub.com\/wp-content\/uploads\/2022\/12\/AfinanceHub-Cover.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/afinancehub.com\/life-insurance-calculator","url":"https:\/\/afinancehub.com\/life-insurance-calculator","name":"Life Insurance Calculator - AFinanceHub","isPartOf":{"@id":"https:\/\/afinancehub.com\/#website"},"datePublished":"2022-12-24T12:02:34+00:00","dateModified":"2023-02-25T11:40:50+00:00","description":"A life insurance calculator can help you assess how much life insurance coverage you may need to adequately protect your family. Learn more.","breadcrumb":{"@id":"https:\/\/afinancehub.com\/life-insurance-calculator#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/afinancehub.com\/life-insurance-calculator"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/afinancehub.com\/life-insurance-calculator#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/afinancehub.com\/"},{"@type":"ListItem","position":2,"name":"Life Insurance Calculator"}]},{"@type":"WebSite","@id":"https:\/\/afinancehub.com\/#website","url":"https:\/\/afinancehub.com\/","name":"AFinanceHub","description":"Get The Best Suggestion","publisher":{"@id":"https:\/\/afinancehub.com\/#organization"},"alternateName":"AFinanceHub","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/afinancehub.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/afinancehub.com\/#organization","name":"AFinanceHub","alternateName":"AFinanceHub","url":"https:\/\/afinancehub.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/afinancehub.com\/#\/schema\/logo\/image\/","url":"https:\/\/afinancehub.com\/wp-content\/uploads\/2022\/12\/AfinanceHub-Cover.jpg","contentUrl":"https:\/\/afinancehub.com\/wp-content\/uploads\/2022\/12\/AfinanceHub-Cover.jpg","width":1920,"height":1200,"caption":"AFinanceHub"},"image":{"@id":"https:\/\/afinancehub.com\/#\/schema\/logo\/image\/"}}]}},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"Razib Mozumdar","author_link":"https:\/\/afinancehub.com\/author\/razib"},"uagb_comment_info":0,"uagb_excerpt":"Life Insurance Calculator The Life Insurance calculator tool is a DIY life insurance calculator that lets you calculate the cost of term life insurance based [&hellip;]","_links":{"self":[{"href":"https:\/\/afinancehub.com\/wp-json\/wp\/v2\/pages\/5157"}],"collection":[{"href":"https:\/\/afinancehub.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/afinancehub.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/afinancehub.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/afinancehub.com\/wp-json\/wp\/v2\/comments?post=5157"}],"version-history":[{"count":0,"href":"https:\/\/afinancehub.com\/wp-json\/wp\/v2\/pages\/5157\/revisions"}],"wp:attachment":[{"href":"https:\/\/afinancehub.com\/wp-json\/wp\/v2\/media?parent=5157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}