The 9 Best Personal Quick Loans for Bad Credit Providers

Is money tight? Did you just run into an emergency? Did your car break down in the middle of your road trip? Do you want to surprise your best friend for her birthday and just don’t have enough funds to buy them their favorite gift?

Whatever the case, unforeseen financial demands might derail your plans big time. Unfortunately, this is inevitable and when it happens is when you need some sort of instant financial assistance. This article has compiled a list of the best options to get quick loans East Ridge, and help you make ends meet without too much struggle.

Quick Loans: What Does it Mean

Before we get into the nitty gritty and discuss the options we got for you, it is important you first understand how quick loans work. Just like the name suggests, a quick loan is a loan that gets approved and funded within very few days of application.

In some cases, you can get the loan within the same day, and in others, it takes up to 7 working days or more. It all depends on the providers that you use. Not all quick loans are the same. Check out these 9 options to find out which one suits your requirements and preferences the most.

The 9 Best Personal Quick Loans for Bad Credit Providers

Quick Loans for Bad Credit

1. SpeedyLoan

Want a quick personal loan in East Ridge to help cover unforeseen financial challenges? Then SpeedyLoan is quite the option for you. Whether it is a personal or a payday loan, you are assured of getting it within minutes. Besides their simple application process, you wouldn’t need to worry about any hidden rules to keep you stuck in debt.

The fact that their approval process is also quick makes it reliable to turn to when you are in dire need of some cash. And, there are no location restrictions so you can apply your loan to SpeedyLoan from anywhere.

The company is transparent and offers straightforward and simple to understand contracts. The best thing is that you get to enjoy multiple flexible lenders from around the country.

Here is how SpeedyLoan works

  • Once you get at the application form on
  • Determine how much money you need to loan.
  • Determine how much time you will need to be able to repay the borrowed sum.
  • Finish up filling the application form by providing all the other demanded requirements.

Once you click “Send”, relax and wait for your approval, or rather response. You will always get informed about the status of your loan application within 24 hours. The company boasts more than 90% instant approval, so if you are lucky you might just as well fall into this category.

SpeedyLoan Highlights

Here is why you should choose SpeedyLoan;

  • If you qualify, you are guaranteed a quick loan, 24/7.
  • There aren’t any extra fees and hidden rules to worry about. What you see is what you get.
  • Fast, simple, and user-friendly application process.
  • Multiple reliable lenders, up to 170.
  • Fast loan approvals.
  • You are not required to provide a credit history statement to get a loan.
  • You get the money directly deposited into your local bank account

2. Speedy Cash Loans

Another great option to solve your emergency expense is Speedy Cash. The company prides itself in having been in business for decades since 1997 and serving over 5 million customers, both online and offline. You can also be sure to be protected through their terms and policies that put their customers first.

Some of their loan products include payday loans, installment loans, payday loans online, title loans, line of credit, online loans, cash advance loans, fast cash loans, loans by phone, funding times, payday advance, and short term loans.

All you need to do is determine how much you need, how long you need to repay, and what type of loan you want. You can then easily apply online through their website.

Note that before you get started, you first must create your account. This is also done through their website. Here is the simple process;

  1. Go to their main website at
  2. At the top left corner of the home page, click “Apply Now”
  3. If you already have an account, go ahead and fill the application form
  4. Otherwise, fill the short form to create your account;
  5. Enter your email address
  6. Create and confirm your password
  7. Select a security question (for security purposes)
  8. Choose the security question answer
  9. Hit the “Create Your Account” button at the bottom of the page.

Once your account is set up, you can now easily log in anytime and manage your loans.

Highlights of Speedy Cash

There are many reasons why Speedy Cash is popular;

  • You can easily create an online portal that makes it easy to manage your loans and funds
  • There are many options when it comes to the type of loans you want
  • The loan application process is super simple
  • Great customer support
  • Flexible repayment options.

3. Employees Finance

For salaried employees, it is easy to get quick loans East Ridge with Employees Finance. The company offers up to $1000 with just a simple application process and within a few minutes. Their approval process is fast and reliable.

As long as you can provide your ID and monthly statements, you can quickly get a loan without too much hassle. And you can easily repay your loan via your next paycheck.

Here are some of the many advantages of Employees Finance;

  • Offers fast and simple loan application process.
  • Quick loan approvals.
  • Lenient rules and policies.
  • Convenient repayment methods
  • Get a loan of up to $1000
  • Enjoy up to $100 in rewards for referring friends and family
  • Easy phone application (apply by phone); all you need to do is visit their main website at and use the phone number provided on the site to contact them.

4. Western Shamrock

If you are looking for a credible company for quick loans, Western Shamrock is one of the options for you. The company has been running for nearly 40 years, providing different financial solutions for different needs in terms of different types of loans and products and services.

They offer multiple ways in which you can apply for your loan. You can choose to call them, walk in one of their many facilities, or apply online. Whatever way is the most convenient for you, the application process is fast, simple, and straightforward.

Some of their services include personal installment loans up to $2000, depending on your state, title loans, financing electronics, game systems, appliances, and more. There are 200 branches located across the United States and Mexico.

Apply for a loan

  1. Go to their main website
  2. Choose your location and
  3. Enter some of the basic information required for the loan approval;
  4. Your names
  5. Current physical address
  6. Cell phone
  7. Secondary phone
  8. Email address
  9. Date of Birth
  10. Primary income source
  11. Loan amount (that you are requesting) and
  12. Reason for the loan

Hit submit and wait for their response. Once your loan is approved, you can then receive the money via the chosen method and enjoy your funds.


Some of the benefits of getting a loan via Western Shamrock include;

  • Fast and easy loan application and approval processes
  • Get a loan even with a bad credit
  • Favorable terms and conditions depending on the amount of loan
  • Flexible repayment options including cash, checks, money orders, debit card payments among others.
  • Affordable monthly repayments
  • High potential to increase your loan limits.

5. Courtesy Finance

Whether you have a bad credit card, or you are looking for auto or personal loans, Courtesy Finance is another one of the best go-to places for your urgent financial needs. The application process is also quite simple;

  1. Go to
  2. Hit the huge “Apply Now” button on the home page.
  3. Fill the next form;
  4. Enter your names
  5. Address
  6. Phone number
  7. Email address
  8. And why you are applying for the loan

Once you have confirmed that you have filled the form on this page correctly, hit “Submit” to send your loan application request. You will then get a call from your local branch within 24 hours/ one business day, to gather the rest of the required information to complete your loan application.

Why Courtesy Finance

There are many reasons you should opt for Courtesy Finance for your loans;

  • They offer flexible credit criteria
  • Friendly local customer services
  • Fast and easy application process
  • Quick loan approvals
  • Affordable monthly payments
  • You can get personal and auto loans from $500 all the way up to $20, 000.

6. Quick Loans

Quick loans East Ridge is a Direct Private Lender that has been in business for 42 years since 1979. They offer multiple services to their customers including residential loans, commercial loans, trust deed investments, and more.

Loan application processes are simple with only a few of your details required. Their approval process is also straightforward and mainly based on two things; equity and your ability to pay.

They offer flexible underwriting for their borrowers regardless of the state of your credit card. This includes good credit, poor credit, or even no credit.

Some of the advantages of borrowing with Quick Loans include;

  • Fast and easy applications
  • In-house underwriting
  • Multiple services and simply a legit alternative to banks.

7. Advance America

If you want quick loans East Ridge, with no extra hassles and flexible repayment options, then you might as well want to check out Advance America. The company offers all of that and much more.

Having been in the industry for more than 23 years, it has issued more than 134 million loans and served thousands of customers. They have also managed to gather multiple reviews with more than 55,000 positive reviews on TrustPilot, making it one of the most reliable sites.

Here are some of the advantages of Advance America;

  • Fast and easy loan application and approval process
  • Get instant loans
  • Get up to $2, 500 title loans and up to $425 payday loans without issues
  • Options to apply online or visit their facility in person
  • Flexible repayment options depending on your loan type.
  • Great customer support
  • Convenient and reliable.

8. Security Finance

Security Finance offers from as little as $314 to as much as $2,239 in personal installment loans. You can get started by creating an online account via the web, sign up, and apply for your loan.

Their mobile app also makes it easy, enabling you to manage your funds and loans anywhere anytime, using any device including phones, laptops, and iPads.

Loan application processes are fast and simple, whether you are applying online or from one of their physical branches. Some of the loans even get approved within the same day. And, you don’t even need a heap of papers to apply for the loan. The basic requirements include;

  • Your current location
  • Employment history and payment statements
  • Your SSN (Social Security Number) and
  • Your monthly expense items.

9. Advance Financial

Advance Financial offers multiple options to their customers when it comes to quick loans. The best thing with this company is that you can always apply for your loan in one of their stores and get the cash within 24 hours (same-day loans).

You also get to easily track your loan status online, so you don’t have to visit their offices twice once you apply for your loan. The fact that you can manage your loan processes and track your financial status online makes it an easy and convenient way.

For your loan to be approved, the company doesn’t require a whole bunch of documents. All you need to provide is your ID and monthly statements and you are good to go. To accelerate the process, you can let them scan and assess your bank account which is also for direct deposits. Or, you can get your money via Western Union and other free money orders.

Here are some advantages of Advance Financial;

  • Offers fast and simple loan application process
  • No credit card checks
  • Easily track your loan application status online.
  • Get same-day loans (only after bank approval)
  • Multiple options to get your funds
  • Flexible repayment methods
  • No need of reapplying for multiple loans
  • For Quick Loans, you get a 240% APR.


Sometimes bills and costs catch up with you. And even if you hadn’t anticipated them, you have no option but to settle them as required.  But don’t fret just yet as you can always obtain personal loans, by looking in the right places.

This article describes some of the best options to apply for and get quick loans East Ridge whether you have a good credit card, a bad credit, or don’t have one at all.

There are always multiple options you can look into and choose whatever fits your needs the best.